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PHSP Detailed Information
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"With a PHSP
You Can Offer Great Health Benefits For Employees - Great Savings and Tax Benefits To Employers"
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With escalating health benefits costs and a highly
competitive employment environment, how do
you offer EXCELLENT employee benefits that
are cost effective to your company?
A Private Health Services Plan (PHSP) is an excellent
alternative or enhancement to traditional health care
coverage. Based on federal legislation, our program is an
inexpensive and
uncomplicated means of handling health related expenditures
without paying insurance premiums.
The purpose of the plan is to enable employers to provide a non-taxable
benefit to employees while deducting these expenditures.
Here's The Problem...
1) As a self employed person, health
insurance premiums can be very expensive;
often more so than the actual value of
benefits gained, so you end up paying for
non MSP covered expenses with your AFTER TAX
DOLLARS.
2) For a small business with employees, a medical benefits insurance package
can be very expensive, costs escalate with use, and coverage is limited.
Premiums are paid regardless of benefits used.
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Here's The Solution...
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A Private Health Services Plan (PHSP)
is paid for with
PRE-TAX
DOLLARS by the company, is a NON-TAXABLE
BENEFIT to the recipient, actual cost is incurred ONLY
WHEN USED, you determine dollar amount of benefits
thus having complete control on costs!
With a PHSP you have
NO INSURANCE
PREMIUMS
to pay ever; operates completely on a cost plus
basis. It's available to any Canadian
business, any size. You can customize benefits to suit
your business. There are no age restrictions on
beneficiaries and pre-existing medical conditions are
not a factor in eligibility. Virtually all health care
expenses are eligable including eye laser surgery,
major dental and orthodontics, naturopathic remedies,
chiropractics, cosmetic procedures... and more!
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We look forward to serving you,
Judy Fitzepatrick
P.S.
WHY continue paying more than you have to, for health
benefits, when you can enjoy the benefits of a Private
Health Services Plan?
PHSP Detailed
Information
FAQ
Contact
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